Own your car the simple way

Hire Purchase with Amplo Motor Finance

Hire Purchase (HP) is the straightforward way to buy your next car or van. You pay monthly over an agreed term, and once the final payment’s made — the vehicle’s all yours. No confusing terms. No hidden surprises. Just simple, honest car finance.

Why choose HP finance with Amplo?

Getting a car shouldn’t be complicated — here’s why drivers across the UK choose Amplo for simple, stress-free finance.

Apply now

Clear and simple

Fixed monthly payments, so you always know where you stand.

Ownership at the end

Once you’ve made the final payment, the vehicle’s 100% yours.

Flexible terms

Choose a repayment plan that fits your budget and lifestyle.

All credit welcome

We’ll work with you to find a deal that works, even if your credit history isn’t perfect.

Fast and friendly service

Apply online in minutes and get a quick decision from our team.

See what your payments could look like

Use our quick calculator below to get an idea of your monthly payments — then hit Apply Now and we’ll do the rest.

HP Finance Calculator

Vehicle Price *

£30000

Deposit *

£5000

Finance Term (Months) *

24 36 48 60

Your Credit Profile *

Adjust the values to see your finance options

Amplo Motor Finance is a credit broker, not a lender.

Credit is subject to status.

Hire Purchase FAQs

What is Hire Purchase (HP) finance?

Hire Purchase is a type of car finance where you pay off the full cost of the vehicle over time. Once you’ve made the final payment, you own it outright.

Do I own the car straight away?

Not quite — ownership transfers once you’ve made your final payment. Until then, the vehicle is owned by the lender.

Can I pay off my agreement early?

Yes. You can settle early at any time — just contact us and we’ll explain your options clearly.

What credit score do I need?

We work with people from all credit backgrounds. Whether your score is excellent, fair, or poor, we’ll do our best to find you a suitable deal.

Can I use HP finance for a van or business vehicle?

Absolutely. HP finance is ideal for both personal and business use — including cars, vans, and commercial vehicles.

Let’s get you on the road

Ready to get started? Apply online today and get a decision in minutes — no obligation, no fuss.

Apply now