Lower monthly payments, with ownership at the end

Lease Purchase Finance with Amplo Motor Finance

Lease Purchase is a flexible way to finance your next car or van with lower monthly payments — while still owning the vehicle at the end of the agreement. You pay a fixed monthly amount and a final balloon payment, giving you more control over your cash flow.

Straightforward, predictable, and ideal if you plan to keep the vehicle long term.

Lower monthly payments, with ownership at the end

Why choose Lease Purchase finance with Amplo?

Simple finance, clear terms, and no surprises — here’s why Lease Purchase could be right for you.

Apply now

Lower monthly payments

Reduced payments compared to HP, thanks to a final balloon payment.

Flexible options

Pay the balloon payment and the vehicle is yours.

Drive newer cars

Consistent monthly costs, making budgeting easier.

All credit welcome

A popular choice for business and high-value vehicles.

Fast and friendly service

Apply online in minutes and get a quick decision from our team.

See what your payments could look like

Use our quick calculator to estimate your monthly payments, then Enquire Now and we’ll guide you through your options.

Pricing may differ.

PCP Finance Calculator

Vehicle Price *

£30000

Deposit *

£5000

Finance Term (Months) *

24 36 48 60

Your Credit Profile *

Adjust the values to see your finance options

Amplo Motor Finance is a credit broker, not a lender.

Credit is subject to status.

Lease Purchase FAQs

What is Lease Purchase finance?

Lease Purchase is similar to Hire Purchase but includes a final balloon payment at the end of the agreement. Once this is paid, you own the vehicle outright.

Do I own the vehicle during the agreement?

No — ownership transfers once the final balloon payment has been made.

Is Lease Purchase cheaper than HP?

Monthly payments are usually lower because part of the vehicle’s value is deferred to the final payment.

Can I pay off the agreement early?

Yes. You can settle early at any time — just get in touch and we’ll explain your options clearly.

Is Lease Purchase suitable for business use?

Yes. Lease Purchase is commonly used by business owners financing cars, vans, and commercial vehicles.

Let’s get you on the road

Ready to get started? Apply online today and get a decision in minutes — no obligation, no fuss.

Apply now