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Simple finance for quality used cars

Used Car Finance with Amplo Motor Finance

Why finance a used car with Amplo?

Used car finance should be straightforward — here’s why drivers choose Amplo.

PCP or HP available

Choose the finance option that suits how you want to drive and own your car.

All credit considered

From excellent to less-than-perfect credit, we’ll search for the right deal.

Flexible terms

Tailored repayments that work around your monthly budget.

Wide dealer choice

Finance available on used cars from reputable dealers across the UK.

Fast, friendly service

Apply online in minutes and get a quick decision from our team.

PCP or HP — which is right for you?

PCP Used Car Finance

PCP is ideal if you want lower monthly payments and flexibility at the end of your agreement. Once your term ends, you can choose to buy the car, hand it back, or upgrade to something newer.

HP Used Car Finance

HP is perfect if you want simple, straightforward ownership. You pay fixed monthly payments and once the final instalment is made, the car is yours — no balloon payment required.

See what your payments could look like

Use our quick calculator to estimate your monthly payments, then Enquire Now and we’ll guide you through your options.

Finance Calculator

£30000
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Adjust the values to see your finance options

Amplo Motor Finance is a credit broker, not a lender.

Credit is subject to status.

Used Car Finance FAQs

Finance is available on most used cars from approved UK dealers. Age and mileage limits may apply, but we’ll advise you upfront.

Not necessarily. Used cars often offer lower overall costs compared to new vehicles — and we’ll always aim to secure competitive rates.

Yes. We work with specialist lenders who consider a wide range of credit histories.

It depends on your priorities. PCP offers flexibility and lower monthly payments, while HP gives you guaranteed ownership. We’ll help you choose the right fit.

Let’s get you on the road

Ready to get started? Apply online today and get a decision in minutes — no obligation, no fuss.